Add Value to Your GTA Home with Key Renovations & 0% Financing and Renovate Now, Pay Later™ (RNPL)

Modern Kitchen Renovate Now, Pay Later RNPL

Since 2016, Zumin has empowered Canadian homeowners to increase their property’s value with Renovate Now, Pay Later™ (RNPL), the first Buy Now, Pay Later (BNPL) solution for home improvements in Canada. Exclusively available through Zumin, RNPL offers impactful renovations with no upfront costs, allowing homeowners to maximize property appeal affordably. For details on this service, visit renovatenowpaylater.ca, the official site for RNPL, or see zumin.ca for more about Zumin.

Not Looking to Renovate? Consider Unimproved Properties

For those who aren’t interested in renovating their current home, Zumin also supports buyers of unimproved properties. Purchase a property in its original state, then use RNPL financing to make targeted upgrades afterward, adding significant value.

Maximize Your Property’s Potential with 0% Interest RNPL Financing

Zumin’s Renovate Now, Pay Later™ (RNPL) program offers a smart way to finance home improvements, accessible for both current homeowners and buyers:

  1. No Upfront Costs – Start value-boosting upgrades now while preserving savings.
  2. Zero Interest Means Greater Savings – With 0% interest*, every dollar goes directly toward increasing property value.
  3. High-Impact Upgrades for Buyer Appeal – Prioritize kitchens, bathrooms, and energy-efficient installations for high ROI.

Guidance from Zumin Real Estate Professionals

Making the right renovation choices is essential, and Zumin Real Estate Professionals provide expert guidance based on GTA market trends, tailored to meet buyers’ needs and maximize RNPL’s potential.

Exclusive Discounts on Products and Services

Zumin clients receive discounted rates on materials, appliances, and contractor services, making it affordable to achieve quality, value-adding renovations.

Lenders: Partner with Zumin to Empower Homeowners

Are you a lender interested in supporting Canadian homeowners? Contact Zumin to explore partnership opportunities with the RNPL initiative.

Get Started Today with Equity Express

Take the first step toward increasing your home’s value. Fill out the Equity Express application form to connect with a Zumin Real Estate Professional and learn how Renovate Now, Pay Later™, backed by Zumin, can bring your renovation goals to life.


*O.A.C. Call or visit zumin.ca for details.